After 10 years of successful private practice, Refqah merged her firm with STBB in 2008. Based at STBB's Claremont branch, Refqah specialises in all aspects of property law, administration of deceased estates, estate planning, wills and Islamic wills. These areas of expertise have led Refqah to be appointed as the national head of STBB's Estates, Wills and Trusts department. She is a trustee of the Women’s Property Network (WPN) Educational Trust and former chairperson of the SAPOA Western Cape Council. Refqah is married to design architect Imraan Ho-Yee. They live in the southern suburbs with their two sons and Imraan's older son and daughter.

Thought of the Week | Your will and your worldwide assets

In the past 50 years or so, people and capital have become more mobile and often, along with this new global citizenship, comes ownership of assets in foreign countries. South Africans with offshore assets should seek professional assistance to determine if they are exposed to a foreign tax and whether it would be prudent to draft a separate will for assets outside the country.

Question that often arise are:

1. Is it a problem if I only have one will in respect of my worldwide assets?
2. Are there any benefits to having a separate will in each country where I own assets?
3. Are there any concerns which I need to take into consideration when having separate wills?

Read the answers to these questions here.

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