After 10 years of successful practice, Refqah merged her firm with STBB in 2008. Refqah is an EXCO and REMCO Director and manages the Claremont branch where she is based. She is the national head of STBB’s Wills, Estates, Trusts and Curatorship department and also specialises in Conveyancing and all aspects of property law, as well as Islamic Wills. Since 2009, Refqah recruits and mentors STBB’s Western Cape candidate attorneys. She is a longstanding trustee of the Women’s Property Network (WPN) Educational Trust, is a trustee of the South African College Schools (SACS) Endowment Trust and former chairperson of the SAPOA Western Cape Council.  Refqah is married to design architect Imraan Ho-Yee and they live in the Southern Suburbs with their sons.

Thought of the Week | Your will and your worldwide assets

In the past 50 years or so, people and capital have become more mobile and often, along with this new global citizenship, comes ownership of assets in foreign countries. South Africans with offshore assets should seek professional assistance to determine if they are exposed to a foreign tax and whether it would be prudent to draft a separate will for assets outside the country.

Question that often arise are:

1. Is it a problem if I only have one will in respect of my worldwide assets?
2. Are there any benefits to having a separate will in each country where I own assets?
3. Are there any concerns which I need to take into consideration when having separate wills?

Read the answers to these questions here.

For assistance please contact us at

For the best legal advice and personalised service, let's talk
Subscribe to our monthly newsletters, subscribe