Daniël Els is an Attorney and Conveyancer practicing at the firm’s Helderberg branch. He specialises in Property Law and Conveyancing. Daniël studied BA International Studies and LLB at Stellenbosch University. During the course of his studies, he also attended the University of Cape Town, Humboldt University of Berlin, the Hebrew University of Jerusalem and completed his law degree in the Netherlands at the University of Amsterdam. Daniël joined STBB in 2014 as an article clerk and was admitted by the High Court as an Attorney and Conveyancer in 2015 and 2016 respectively. Daniël is passionate about his work, continuously striving to provide his clients with excellent service delivery.

Thought of the Week | What Is Home Loan Insurance?

Banks require home loan applicants to take out a homeowner’s insurance policy to cover the risk of damage to the property that may result from natural disasters such as fires, storms etc. The value of the cover is determined by the value of the property.

In addition, an applicant may be required to take out a life insurance policy to cover the bond instalments due in the event of death, disability and/or retrenchment. The value of this policy will depend on the balance owing under the home loan.

When considering to purchase a home with a mortgage bond, contact a conveyancer at STBB beforehand for assistance with all aspects of the transaction.

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