Annetjie is a practising Attorney, Notary Public, and Conveyancer, operating from both the Cape Town and Helderberg branches of STBB. Her responsibilities include Director of STBB, branch head of STBB Helderberg, and member of the firm’s Executive Committee. In addition, she is head of the Development Law Unit, which is a specialist forum addressing development requirements in the fields of planning law, environmental law, construction law, renewable energy law, and, importantly, local government law. As a practising Conveyancer, Annetjie deals with a conglomerate of property-related matters such as sectional titles, developments, bonds, transfers, and municipal work for local councils. Further, her expertise extends to all aspects of notarial work. She has worked on numerous large-scale developments in the Western Cape, particularly in Stellenbosch, Helderberg, and the Overberg area. Although she specialises in conveyancing, Annetjie is passionate about family law and has a special interest in the constitutional law aspects of children’s rights. She is actively involved in the firm’s marketing and brand development on a national level. Annetjie also oversees various compliance and reporting initiatives. She engages in substantial research activities related to the property market and property investment, communicating interesting and relevant facts to her clients and the media. In addition, Annetjie conducts Legal Updates for banks and estate agents. Her extensive knowledge and experience in the property market, along with her connections with key role-players in the property industry, make her an invaluable ally for any property investor. Demonstrating her commitment to professional growth, Annetjie is currently focused on becoming a specialist in the field of green energy law.

Installment sale agreements and loans

There are various options available to parties in a sale of immovable property regarding the structuring of payment of the purchase price. An agreement between a seller and purchaser amounting to the sale of immovable property in instalments, can bring about uncertainty as to the applicability and implications of the National Credit Act (NCA).

Whether or not the NCA will be applicable to the relationship between the parties, depends largely on the wording and terms of the agreement as the NCA contains extensive criteria. Generally speaking, the NCA will be applicable where the agreement provides for payment of interest or charges payable in addition to the purchase price.

Contact Annetjie for assistance in assessing the applicability and impact of the NCA on your transaction.

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