{"id":43835,"date":"2025-11-20T15:00:48","date_gmt":"2025-11-20T13:00:48","guid":{"rendered":"https:\/\/stbb.co.za\/dev2\/?p=43835"},"modified":"2025-11-25T09:34:55","modified_gmt":"2025-11-25T07:34:55","slug":"newsflash-another-win-for-property-sarb-lowers-the-repo-rate-to-6-75","status":"publish","type":"post","link":"https:\/\/stbb.co.za\/dev2\/newsflash-another-win-for-property-sarb-lowers-the-repo-rate-to-6-75\/","title":{"rendered":"Newsflash | Another win for property: SARB lowers the repo rate to 6.75%"},"content":{"rendered":"

This afternoon, the Monetary Policy Committee of the South African Reserve Bank (\u2018SARB\u2019) convened its sixth and final meeting of 2025. In another win for the property industry, and as widely anticipated by key economists and various financial institutions, SARB has elected to unanimously lower the repo rate to 6.75%, effective today, 20th<\/sup> November 2025. Correspondingly, the prime lending rate is now 10.25%.<\/p>\n

Marking this year\u2019s fourth interest rate cut of 0.25%, the decision was made in light of concerted fiscal reforms and delivered against the backdrop of two recent major announcements: S&P Global\u2019s decision to upgrade South Africa\u2019s foreign currency sovereign credit rating<\/u><\/a> and, most significantly, the formal adoption of a new inflation target.<\/p>\n

Following SARB\u2019s ongoing campaign to lower the inflation target, last week\u2019s 2025 Medium-Term Budget Policy Statement included an adjusted 3% inflation target, which is supported by a 1% tolerance band to ameliorate any immediate economic volatility. A lower, more precise target aligns the country\u2019s inflation-targeting framework with global best practice and gives SARB stronger grounds to keep inflation predictable and contained. Importantly, the move paves the way for sustained repo rate cuts, with lower inflation expectations typically translating into reduced borrowing costs and improved mortgage bond affordability \u2013 particularly for first-time purchasers.<\/p>\n

As market analysts estimated that a repo rate change would be contingent on the formal adjustment of the inflation target, SARB\u2019s decision is thus unsurprising. No doubt welcomed by homeowners with bond repayments, prospective purchasers, and the broader property industry, the cut supports household spending, improves bond affordability, and is likely to stimulate demand for South African real estate heading into 2026.<\/p>\n

Thinking of purchasing property? Make your dream home a reality by following our five tips to secure bond approval<\/u><\/a> and reviewing our top tips for first-time purchasers<\/u><\/a>.<\/p>\n

With 13 offices across four provinces, STBB is well-placed to handle your property transaction from start to finish. For sound legal guidance and assistance, contact our team of specialist real estate attorneys at info@stbb.co.za<\/u><\/a> today.<\/p>\n

This content is the property of STBB. We encourage the sharing of our content for informational purposes. However, if you wish to copy or reproduce our content on your own platform or website, please ensure that proper credit is given to STBB<\/em>, along with including a link to our article.<\/p>\n","protected":false},"excerpt":{"rendered":"

This afternoon, the Monetary Policy Committee of the South African Reserve Bank (\u2018SARB\u2019) convened its sixth and final meeting of 2025. 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