{"id":38698,"date":"2025-01-30T15:05:03","date_gmt":"2025-01-30T13:05:03","guid":{"rendered":"https:\/\/stbb.co.za\/dev2\/?p=38698"},"modified":"2025-01-30T15:11:38","modified_gmt":"2025-01-30T13:11:38","slug":"newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut","status":"publish","type":"post","link":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/","title":{"rendered":"Newsflash | Continued caution: SARB announces third consecutive interest rate cut"},"content":{"rendered":"

This afternoon, the Monetary Policy Committee of the South African Reserve Bank (\u2018SARB\u2019) concluded its first meeting of 2025. As predicted by various market analysts, SARB elected to modestly lower the repo rate from 7.75% to 7.5%, effective 31st<\/sup>\u00a0January\u00a02025. Consequently, the prime lending rate is adjusted to 11%. The decision marks the third consecutive interest rate cut of 0.25%.<\/p>\n

While consumer inflation, which slightly increased to 3% this month, remains well below SARB\u2019s mid-point target range of 4.5%, SARB has retained its cautious approach. This is, however, unsurprising, in light of the weakening of the Rand, global oil price volatility, and market uncertainty stemming from Donald Trump\u2019s presidency, which economists predict may prolong an already sluggish rate-cutting cycle.<\/p>\n

Importantly, the interest rate cut provides a measure of financial relief to homeowners with bond repayments. Additionally, it potentially expands the buyer pool by stimulating demand for property from first-time purchasers and astute investors alike. In areas where housing stock is low, increased demand may afford sellers greater leverage to negotiate higher prices.<\/p>\n

If you\u2019re a property owner, prospective purchaser, or savvy estate agent, why not download our revolutionary STBB Direct<\/u><\/span><\/a> mobile application to keep track of the impact of interest rate adjustments on bond repayments?<\/p>\n

Accessible and free to download, STBB Direct is a one-stop property platform for sellers, purchasers, mortgage bond originators, developers, and bondholders. Offering a range of calculators related to property transactions, including transfer costs, bond repayments, and capital gains tax, the app allows you to perform convenient cost calculations on the go.<\/p>\n

Moreover, you can track the progress of your property transactions directly from your mobile device. Receive live updates of your matters \u2013 anytime and from anywhere.<\/p>\n

Don\u2019t delay! Download STBB Direct from the App Store<\/u><\/span><\/a> or Google Play<\/u><\/span><\/a> today.<\/p>\n

For further information or legal assistance, contact us at info@stbb.co.za\/dev2<\/u><\/span><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

This afternoon, the Monetary Policy Committee of the South African Reserve Bank (\u2018SARB\u2019) concluded its first meeting of 2025. As predicted by various market analysts, SARB elected to modestly lower the repo rate from 7.75% to 7.5%, effective 31st\u00a0January\u00a02025. Consequently,<\/p>\n","protected":false},"author":364,"featured_media":38696,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[137,108],"tags":[],"class_list":["post-38698","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest","category-newsflash"],"acf":[],"yoast_head":"\nNewsflash | Continued caution: SARB announces third consecutive interest rate cut - STBB<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Samantha Smith\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/\"},\"author\":{\"name\":\"Samantha Smith\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#\\\/schema\\\/person\\\/39cb442bd013a183d4683b0b32944575\"},\"headline\":\"Newsflash | Continued caution: SARB announces third consecutive interest rate cut\",\"datePublished\":\"2025-01-30T13:05:03+00:00\",\"dateModified\":\"2025-01-30T13:11:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/\"},\"wordCount\":315,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/HeaderNewsflash_30January2025.png\",\"articleSection\":[\"Latest\",\"Newsflash\"],\"inLanguage\":\"en-ZA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/\",\"name\":\"Newsflash | Continued caution: SARB announces third consecutive interest rate cut - STBB\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/HeaderNewsflash_30January2025.png\",\"datePublished\":\"2025-01-30T13:05:03+00:00\",\"dateModified\":\"2025-01-30T13:11:38+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/#breadcrumb\"},\"inLanguage\":\"en-ZA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/#primaryimage\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/HeaderNewsflash_30January2025.png\",\"contentUrl\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/HeaderNewsflash_30January2025.png\",\"width\":700,\"height\":328},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Latest\",\"item\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/category\\\/latest\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Newsflash | Continued caution: SARB announces third consecutive interest rate cut\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#website\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/\",\"name\":\"STBB\",\"description\":\"Welcome to STBB - We deal with every legal matter\",\"publisher\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-ZA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#organization\",\"name\":\"STBB\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/STBB_logo_2025.png\",\"contentUrl\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/STBB_logo_2025.png\",\"width\":218,\"height\":66,\"caption\":\"STBB\"},\"image\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/company\\\/thebigsmallfirm\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#\\\/schema\\\/person\\\/39cb442bd013a183d4683b0b32944575\",\"name\":\"Samantha Smith\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/95223fcb0c3132b21437c6f384ad7953278d2ba0c71ecfb12fb69f0fc1188be3?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/95223fcb0c3132b21437c6f384ad7953278d2ba0c71ecfb12fb69f0fc1188be3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/95223fcb0c3132b21437c6f384ad7953278d2ba0c71ecfb12fb69f0fc1188be3?s=96&d=mm&r=g\",\"caption\":\"Samantha Smith\"},\"description\":\"Dr Samantha Smith holds a BSocSci, LLB, LLM, and PhD (Law) from UCT.\u00a0 She strategises, plans, and produces STBB\u2019s content across all channels and platforms and works on corporate and marketing collateral.\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/author\\\/samanthasstbb-co-za\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Newsflash | Continued caution: SARB announces third consecutive interest rate cut - STBB","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/","twitter_misc":{"Written by":"Samantha Smith","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/#article","isPartOf":{"@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/"},"author":{"name":"Samantha Smith","@id":"https:\/\/stbb.co.za\/dev2\/#\/schema\/person\/39cb442bd013a183d4683b0b32944575"},"headline":"Newsflash | Continued caution: SARB announces third consecutive interest rate cut","datePublished":"2025-01-30T13:05:03+00:00","dateModified":"2025-01-30T13:11:38+00:00","mainEntityOfPage":{"@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/"},"wordCount":315,"commentCount":0,"publisher":{"@id":"https:\/\/stbb.co.za\/dev2\/#organization"},"image":{"@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/#primaryimage"},"thumbnailUrl":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2025\/01\/HeaderNewsflash_30January2025.png","articleSection":["Latest","Newsflash"],"inLanguage":"en-ZA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/","url":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/","name":"Newsflash | Continued caution: SARB announces third consecutive interest rate cut - STBB","isPartOf":{"@id":"https:\/\/stbb.co.za\/dev2\/#website"},"primaryImageOfPage":{"@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/#primaryimage"},"image":{"@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/#primaryimage"},"thumbnailUrl":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2025\/01\/HeaderNewsflash_30January2025.png","datePublished":"2025-01-30T13:05:03+00:00","dateModified":"2025-01-30T13:11:38+00:00","breadcrumb":{"@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/#breadcrumb"},"inLanguage":"en-ZA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/"]}]},{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/#primaryimage","url":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2025\/01\/HeaderNewsflash_30January2025.png","contentUrl":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2025\/01\/HeaderNewsflash_30January2025.png","width":700,"height":328},{"@type":"BreadcrumbList","@id":"https:\/\/stbb.co.za\/dev2\/newsflash-continued-caution-sarb-announces-third-consecutive-interest-rate-cut\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/stbb.co.za\/dev2\/"},{"@type":"ListItem","position":2,"name":"Latest","item":"https:\/\/stbb.co.za\/dev2\/category\/latest\/"},{"@type":"ListItem","position":3,"name":"Newsflash | Continued caution: SARB announces third consecutive interest rate cut"}]},{"@type":"WebSite","@id":"https:\/\/stbb.co.za\/dev2\/#website","url":"https:\/\/stbb.co.za\/dev2\/","name":"STBB","description":"Welcome to STBB - We deal with every legal matter","publisher":{"@id":"https:\/\/stbb.co.za\/dev2\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/stbb.co.za\/dev2\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-ZA"},{"@type":"Organization","@id":"https:\/\/stbb.co.za\/dev2\/#organization","name":"STBB","url":"https:\/\/stbb.co.za\/dev2\/","logo":{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/stbb.co.za\/dev2\/#\/schema\/logo\/image\/","url":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2025\/06\/STBB_logo_2025.png","contentUrl":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2025\/06\/STBB_logo_2025.png","width":218,"height":66,"caption":"STBB"},"image":{"@id":"https:\/\/stbb.co.za\/dev2\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/thebigsmallfirm"]},{"@type":"Person","@id":"https:\/\/stbb.co.za\/dev2\/#\/schema\/person\/39cb442bd013a183d4683b0b32944575","name":"Samantha Smith","image":{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/secure.gravatar.com\/avatar\/95223fcb0c3132b21437c6f384ad7953278d2ba0c71ecfb12fb69f0fc1188be3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/95223fcb0c3132b21437c6f384ad7953278d2ba0c71ecfb12fb69f0fc1188be3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/95223fcb0c3132b21437c6f384ad7953278d2ba0c71ecfb12fb69f0fc1188be3?s=96&d=mm&r=g","caption":"Samantha Smith"},"description":"Dr Samantha Smith holds a BSocSci, LLB, LLM, and PhD (Law) from UCT.\u00a0 She strategises, plans, and produces STBB\u2019s content across all channels and platforms and works on corporate and marketing collateral.","url":"https:\/\/stbb.co.za\/dev2\/author\/samanthasstbb-co-za\/"}]}},"jetpack_featured_media_url":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2025\/01\/HeaderNewsflash_30January2025.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/posts\/38698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/users\/364"}],"replies":[{"embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/comments?post=38698"}],"version-history":[{"count":1,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/posts\/38698\/revisions"}],"predecessor-version":[{"id":38699,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/posts\/38698\/revisions\/38699"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/media\/38696"}],"wp:attachment":[{"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/media?parent=38698"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/categories?post=38698"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/tags?post=38698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}