{"id":35688,"date":"2024-06-06T16:26:53","date_gmt":"2024-06-06T14:26:53","guid":{"rendered":"https:\/\/stbb.co.za\/dev2\/?p=35688"},"modified":"2024-06-10T14:48:23","modified_gmt":"2024-06-10T12:48:23","slug":"property-law-update-issue-15-2024","status":"publish","type":"post","link":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/","title":{"rendered":"Property Law Update | Issue 15 &#8211; 2024"},"content":{"rendered":"<h4>SURETYSHIPS DO COME BACK AND HAUNT YOU<\/h4>\n<p><em>Standard Bank of South Africa Limited v Van Staden and Another<\/em> (10690\/2023) [2024] ZAWCHC 142 (28 May 2024)<\/p>\n<p>In this judgment, the court was asked to make a finding on some tricky arguments. First, if a loan agreement was entered into before the coming into operation of the National Credit Act but the suretyship in respect of the borrower\u2019s obligations signed thereafter, does the Act apply to the suretyship? Secondly, if a debtor\u2019s home was sold in execution after default judgment, does the remaining debt which was not recovered from the proceeds become a \u2018normal\u2019 debt that prescribes after 3 years? The answer to both questions is \u2018no\u2019. The judgment and summary below highlight the reasoning of the court.<\/p>\n<p><a href=\"https:\/\/www.saflii.org\/za\/cases\/ZAWCHC\/2024\/142.html\" target=\"_blank\" rel=\"noopener\">The judgment can be viewed here<\/a><br \/>\n<a href=\"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2024\/06\/stbb_plu15-2024_s1.pdf\" target=\"_blank\" rel=\"noopener\">Summary of the Judgment<\/a><\/p>\n<h4>HOMEOWNERS\u2019 ASSOCIATIONS CHARGING AGENTS ACCREDITATION FEES REMAINS IN THE LIMELIGHT<\/h4>\n<p><em>PPRA\u2019s latest Guidance Note on Undesirable Business Practices, September 2023<\/em><\/p>\n<p>The Regulations to the Property Practitioners Act prohibit various undesirable business practices. Despite this and various industry communications, the Property Practitioners Regulatory Authority reports that the practice continues. It has also indicated that it strongly disapproves of developments where such practices are forced upon estate agents. The issue has been referred to both the Competition Commission and the Community Schemes Ombud by the Authority. In our discussion below, we highlight the stakeholders\u2019 points of departure in the context of the legislative prohibition.<\/p>\n<p><a href=\"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2024\/06\/stbb_plu015-2024_s2.pdf\" target=\"_blank\" rel=\"noopener\">Read here to find out more<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SURETYSHIPS DO COME BACK AND HAUNT YOU Standard Bank of South Africa Limited v Van Staden and Another (10690\/2023) [2024] ZAWCHC 142 (28 May 2024) In this judgment, the court was asked to make a finding on some tricky arguments.<\/p>\n","protected":false},"author":36,"featured_media":3155,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[137,109],"tags":[],"class_list":["post-35688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest","category-property-law-update"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Property Law Update | Issue 15 - 2024 - STBB<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Maryna Botha\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/\"},\"author\":{\"name\":\"Maryna Botha\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#\\\/schema\\\/person\\\/623606b2022560795816523a4fd0bfec\"},\"headline\":\"Property Law Update | Issue 15 &#8211; 2024\",\"datePublished\":\"2024-06-06T14:26:53+00:00\",\"dateModified\":\"2024-06-10T12:48:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/\"},\"wordCount\":245,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/gilles-lambert-8649-unsplash-1-1024x683_banner.png\",\"articleSection\":[\"Latest\",\"Property Law Update\"],\"inLanguage\":\"en-ZA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/\",\"name\":\"Property Law Update | Issue 15 - 2024 - STBB\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/gilles-lambert-8649-unsplash-1-1024x683_banner.png\",\"datePublished\":\"2024-06-06T14:26:53+00:00\",\"dateModified\":\"2024-06-10T12:48:23+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/#breadcrumb\"},\"inLanguage\":\"en-ZA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/#primaryimage\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/gilles-lambert-8649-unsplash-1-1024x683_banner.png\",\"contentUrl\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/gilles-lambert-8649-unsplash-1-1024x683_banner.png\",\"width\":1223,\"height\":350},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-15-2024\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Latest\",\"item\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/category\\\/latest\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Property Law Update | Issue 15 &#8211; 2024\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#website\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/\",\"name\":\"STBB\",\"description\":\"Welcome to STBB - We deal with every legal matter\",\"publisher\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-ZA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#organization\",\"name\":\"STBB\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/STBB_logo_2025.png\",\"contentUrl\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/STBB_logo_2025.png\",\"width\":218,\"height\":66,\"caption\":\"STBB\"},\"image\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/company\\\/thebigsmallfirm\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#\\\/schema\\\/person\\\/623606b2022560795816523a4fd0bfec\",\"name\":\"Maryna Botha\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ZA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1cdf8e2f49c4e41ac351107142c7f79f4202140e092ab90b6a3bbac38861eb79?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1cdf8e2f49c4e41ac351107142c7f79f4202140e092ab90b6a3bbac38861eb79?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1cdf8e2f49c4e41ac351107142c7f79f4202140e092ab90b6a3bbac38861eb79?s=96&d=mm&r=g\",\"caption\":\"Maryna Botha\"},\"description\":\"Maryna holds the BA, LLB, LLM degrees and is an Executive Consultant at the Cape Town branch of STBB. She is an admitted Attorney, Notary Public, Conveyancer and Insolvency Practitioner with many years of experience in the fields of property law, conveyancing and the laws relating to corporate compliance (especially in respect of the FICA and POPIA laws). Up until 2018 she was also head of the firm\u2019s national marketing portfolio. She is a seasoned public speaker and presenter, both in person and online. She is editor and co-writer for two pivotal publications in the South African real estate industry \u2013 the ABC of Conveyancing (JUTA) and Delport\u2019s South African Property Law and Practice (JUTA).\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/author\\\/maryna\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Property Law Update | Issue 15 - 2024 - STBB","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/","twitter_misc":{"Written by":"Maryna Botha","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/#article","isPartOf":{"@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/"},"author":{"name":"Maryna Botha","@id":"https:\/\/stbb.co.za\/dev2\/#\/schema\/person\/623606b2022560795816523a4fd0bfec"},"headline":"Property Law Update | Issue 15 &#8211; 2024","datePublished":"2024-06-06T14:26:53+00:00","dateModified":"2024-06-10T12:48:23+00:00","mainEntityOfPage":{"@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/"},"wordCount":245,"commentCount":0,"publisher":{"@id":"https:\/\/stbb.co.za\/dev2\/#organization"},"image":{"@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/#primaryimage"},"thumbnailUrl":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2019\/10\/gilles-lambert-8649-unsplash-1-1024x683_banner.png","articleSection":["Latest","Property Law Update"],"inLanguage":"en-ZA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/","url":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/","name":"Property Law Update | Issue 15 - 2024 - STBB","isPartOf":{"@id":"https:\/\/stbb.co.za\/dev2\/#website"},"primaryImageOfPage":{"@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/#primaryimage"},"image":{"@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/#primaryimage"},"thumbnailUrl":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2019\/10\/gilles-lambert-8649-unsplash-1-1024x683_banner.png","datePublished":"2024-06-06T14:26:53+00:00","dateModified":"2024-06-10T12:48:23+00:00","breadcrumb":{"@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/#breadcrumb"},"inLanguage":"en-ZA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/"]}]},{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/#primaryimage","url":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2019\/10\/gilles-lambert-8649-unsplash-1-1024x683_banner.png","contentUrl":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2019\/10\/gilles-lambert-8649-unsplash-1-1024x683_banner.png","width":1223,"height":350},{"@type":"BreadcrumbList","@id":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-15-2024\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/stbb.co.za\/dev2\/"},{"@type":"ListItem","position":2,"name":"Latest","item":"https:\/\/stbb.co.za\/dev2\/category\/latest\/"},{"@type":"ListItem","position":3,"name":"Property Law Update | Issue 15 &#8211; 2024"}]},{"@type":"WebSite","@id":"https:\/\/stbb.co.za\/dev2\/#website","url":"https:\/\/stbb.co.za\/dev2\/","name":"STBB","description":"Welcome to STBB - We deal with every legal matter","publisher":{"@id":"https:\/\/stbb.co.za\/dev2\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/stbb.co.za\/dev2\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-ZA"},{"@type":"Organization","@id":"https:\/\/stbb.co.za\/dev2\/#organization","name":"STBB","url":"https:\/\/stbb.co.za\/dev2\/","logo":{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/stbb.co.za\/dev2\/#\/schema\/logo\/image\/","url":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2025\/06\/STBB_logo_2025.png","contentUrl":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2025\/06\/STBB_logo_2025.png","width":218,"height":66,"caption":"STBB"},"image":{"@id":"https:\/\/stbb.co.za\/dev2\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/thebigsmallfirm"]},{"@type":"Person","@id":"https:\/\/stbb.co.za\/dev2\/#\/schema\/person\/623606b2022560795816523a4fd0bfec","name":"Maryna Botha","image":{"@type":"ImageObject","inLanguage":"en-ZA","@id":"https:\/\/secure.gravatar.com\/avatar\/1cdf8e2f49c4e41ac351107142c7f79f4202140e092ab90b6a3bbac38861eb79?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1cdf8e2f49c4e41ac351107142c7f79f4202140e092ab90b6a3bbac38861eb79?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1cdf8e2f49c4e41ac351107142c7f79f4202140e092ab90b6a3bbac38861eb79?s=96&d=mm&r=g","caption":"Maryna Botha"},"description":"Maryna holds the BA, LLB, LLM degrees and is an Executive Consultant at the Cape Town branch of STBB. She is an admitted Attorney, Notary Public, Conveyancer and Insolvency Practitioner with many years of experience in the fields of property law, conveyancing and the laws relating to corporate compliance (especially in respect of the FICA and POPIA laws). Up until 2018 she was also head of the firm\u2019s national marketing portfolio. She is a seasoned public speaker and presenter, both in person and online. She is editor and co-writer for two pivotal publications in the South African real estate industry \u2013 the ABC of Conveyancing (JUTA) and Delport\u2019s South African Property Law and Practice (JUTA).","url":"https:\/\/stbb.co.za\/dev2\/author\/maryna\/"}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2019\/10\/gilles-lambert-8649-unsplash-1-1024x683_banner.png","_links":{"self":[{"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/posts\/35688","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/comments?post=35688"}],"version-history":[{"count":6,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/posts\/35688\/revisions"}],"predecessor-version":[{"id":35731,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/posts\/35688\/revisions\/35731"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/media\/3155"}],"wp:attachment":[{"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/media?parent=35688"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/categories?post=35688"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stbb.co.za\/dev2\/wp-json\/wp\/v2\/tags?post=35688"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}