{"id":32803,"date":"2023-09-07T12:15:29","date_gmt":"2023-09-07T10:15:29","guid":{"rendered":"https:\/\/stbb.co.za\/dev2\/?p=32803"},"modified":"2023-09-07T12:15:29","modified_gmt":"2023-09-07T10:15:29","slug":"property-law-update-issue-12-2023","status":"publish","type":"post","link":"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-12-2023\/","title":{"rendered":"Property Law Update | Issue 12 &#8211; 2023"},"content":{"rendered":"<h4>HOA COLLECTING DEBT: CHOOSE THE METHOD WISELY<\/h4>\n<p>Waterkloof Boulevard Homeowners Association (Association Incorporated under Section 21) v Yusuf and Another (028945\/2022) [2023] ZAGPPHC 737 (28 August 2023)<\/p>\n<p>A creditor, armed with a judgment debt in its favour, is often still a long way off from having the debt settled. The creditor can in such circumstances apply to court for an order allowing it to sell the debtor\u2019s property in execution, or it can apply for the debtor\u2019s sequestration. The latter requires the creditor to prove that it is to the benefit of creditors \u2013 which is detracted from if the costs thereof is more than the costs relating to execution.<\/p>\n<p>The judgment below explains why this is so and highlights considerations that a HOA management should bear in mind.<\/p>\n<p><a href=\"http:\/\/www.saflii.org\/za\/cases\/ZAGPPHC\/2023\/737.html\" target=\"_blank\" rel=\"noopener\">The Judgment<\/a><br \/>\n<a href=\"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2023\/09\/stbb_plu12-2023_s1.pdf\" target=\"_blank\" rel=\"noopener\">Summary of the Judgment<\/a><\/p>\n<h4>EXECUTION SALE RESERVE PRICE NOT EASILY SET AT R NIL<\/h4>\n<p>Absa Bank Limited v Lekhethoa (33086\/2019) [2023] ZAGPJHC 967 (28 August 2023)<\/p>\n<p>Our law has strict rules regulating the sale in execution of a person\u2019s home as this affects a person\u2019s constitutional right to adequate housing. This judgment deals with an application by the judgment creditor for an order that the court determines the reserve price at Rnil, because two previous execution sales failed to meet the reserve prices set by the court. Although reducing the amount of the reserve price, the court indicated why it is loath to make it Rnil, even though there is a strong argument to be made out that the property should be sold sooner rather than later, as the debt and municipal rates just keep piling up.<\/p>\n<p><a href=\"http:\/\/www.saflii.org\/za\/cases\/ZAGPJHC\/2023\/967.html\" rel=\"noopener\">The Judgment<\/a><br \/>\n<a href=\"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2023\/09\/stbb_plu12-2023_s2.pdf\" target=\"_blank\" rel=\"noopener\">Summary of the Judgment<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>HOA COLLECTING DEBT: CHOOSE THE METHOD WISELY Waterkloof Boulevard Homeowners Association (Association Incorporated under Section 21) v Yusuf and Another (028945\/2022) [2023] ZAGPPHC 737 (28 August 2023) A creditor, armed with a judgment debt in its favour, is often still<\/p>\n","protected":false},"author":36,"featured_media":24457,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[137,109],"tags":[],"class_list":["post-32803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest","category-property-law-update"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Property Law Update | Issue 12 - 2023 - STBB<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stbb.co.za\/dev2\/property-law-update-issue-12-2023\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Maryna Botha\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-12-2023\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/property-law-update-issue-12-2023\\\/\"},\"author\":{\"name\":\"Maryna Botha\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/#\\\/schema\\\/person\\\/623606b2022560795816523a4fd0bfec\"},\"headline\":\"Property Law Update | Issue 12 &#8211; 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