{"id":2156,"date":"2018-11-16T11:39:40","date_gmt":"2018-11-16T09:39:40","guid":{"rendered":"http:\/\/stbb.co.za\/dev2\/?p=2156"},"modified":"2019-11-05T05:04:48","modified_gmt":"2019-11-05T03:04:48","slug":"issue-18-2018","status":"publish","type":"post","link":"https:\/\/stbb.co.za\/dev2\/issue-18-2018\/","title":{"rendered":"Property Law Update | Issue 18 \u2013 2018"},"content":{"rendered":"<h2>LENDERS: IF IT IS A \u201cCREDIT TRANSACTION\u201d, REGISTER OR THE LOAN IS VOID<\/h2>\n<h3>Du Bruyn NO and Others v Karsten (929\/2017) [2018] ZASCA 143 (28 September 2018)<\/h3>\n<p>For some time now there has been confusion whether it is necessary for a lender, in a once-off loan, to register with the National Credit Regulator where the loan reached a certain threshold. The Supreme Court of Appeal confirmed now that although it would be reasonable and sensible to interpret the National Credit Act as being inapplicable to once-off transactions where the role players are not participants in the credit market, the current wording did not support this. The Court suggested that the legislature should address this aspect.<\/p>\n<p><strong>read more<\/strong><br \/>\n<a href=\"http:\/\/www.saflii.org\/za\/cases\/ZASCA\/2018\/143.html\">The Judgment<\/a><br \/>\n<a href=\"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/stbb_plu18-2018_s1.pdf\">Summary of the Judgment<\/a><\/p>\n<h2>STBB&#8217;s STSMA REFERENCE GUIDE<\/h2>\n<p>In this, the sixtieth set of notes for your STSMA Reference Guide, Prescribed Conduct Rule 8 is discussed.<\/p>\n<p><strong>read more<\/strong><br \/>\n<a href=\"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/stbb_plu18-2018_s2.pdf\">Prescribed Conduct Rule 8<\/a><br \/>\n<i>(N.B. Print in landscape)<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>LENDERS: IF IT IS A \u201cCREDIT TRANSACTION\u201d, REGISTER OR THE LOAN IS VOID Du Bruyn NO and Others v Karsten (929\/2017) [2018] ZASCA 143 (28 September 2018) For some time now there has been confusion whether it is necessary for<\/p>\n","protected":false},"author":36,"featured_media":554,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[109],"tags":[],"class_list":["post-2156","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-property-law-update"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - 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