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0px;}}</style>{"id":45655,"date":"2026-05-15T11:52:00","date_gmt":"2026-05-15T09:52:00","guid":{"rendered":"https:\/\/stbb.co.za\/dev2\/?page_id=45655"},"modified":"2026-09-09T13:26:29","modified_gmt":"2026-09-09T11:26:29","slug":"motor-vehicle-accident-personal-injury-claims-and-insurance-law","status":"publish","type":"page","link":"https:\/\/stbb.co.za\/dev2\/motor-vehicle-accident-personal-injury-claims-and-insurance-law\/","title":{"rendered":"Motor Vehicle Accident, Personal Injury Claims and Insurance Law"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"45655\" class=\"elementor elementor-45655\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-874354d elementor-section-full_width elementor-section-height-min-height elementor-section-items-bottom elementor-section-height-default\" data-id=\"874354d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b58e74\" data-id=\"6b58e74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-c5b103b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5b103b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4a6c1c9\" data-id=\"4a6c1c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8411579\" data-id=\"8411579\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ac968c4 split_heading elementor-widget elementor-widget-heading\" data-id=\"ac968c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Motor Vehicle <br>Accident, <br><i>Personal Injury <br><\/i> Claims and<br> Insurance Law<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-34efa02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34efa02\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-608be04 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"608be04\" data-element_type=\"column\" 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eicon-close\"><\/i>\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-8f56019\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46237\"><a href=\"https:\/\/stbb.co.za\/dev2\/property-law-conveyancing\/\" class=\"elementor-item\" tabindex=\"-1\">Property law and conveyancing<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46223\"><a href=\"https:\/\/stbb.co.za\/dev2\/corporate-and-commercial-law\/\" class=\"elementor-item\" tabindex=\"-1\">Corporate and Commercial Law<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46228\"><a href=\"https:\/\/stbb.co.za\/dev2\/commercial-property-law\/\" class=\"elementor-item\" tabindex=\"-1\">Commercial Property Law<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46232\"><a href=\"https:\/\/stbb.co.za\/dev2\/construction-law\/\" class=\"elementor-item\" tabindex=\"-1\">Construction Law<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46233\"><a href=\"https:\/\/stbb.co.za\/dev2\/litigation-correspondent-services\/\" class=\"elementor-item\" tabindex=\"-1\">Litigation Correspondent Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46234\"><a href=\"https:\/\/stbb.co.za\/dev2\/divorce-child-and-family-law\/\" class=\"elementor-item\" tabindex=\"-1\">Divorce, Child and Family Law<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46230\"><a href=\"https:\/\/stbb.co.za\/dev2\/labour-law\/\" class=\"elementor-item\" tabindex=\"-1\">Labour Law<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46227\"><a href=\"https:\/\/stbb.co.za\/dev2\/litigation-dispute-resolution\/\" class=\"elementor-item\" tabindex=\"-1\">Litigation &#038; Dispute Resolution<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46226\"><a href=\"https:\/\/stbb.co.za\/dev2\/local-government-planning-development-and-environmental-law\/\" class=\"elementor-item\" tabindex=\"-1\">Local Government, Planning, Development and Environmental Law<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46224\"><a href=\"https:\/\/stbb.co.za\/dev2\/motor-vehicle-accident-personal-injury-claims-and-insurance-law\/\" class=\"elementor-item\" tabindex=\"-1\">Motor Vehicle Accident, Personal Injury Claims and Insurance Law<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46225\"><a href=\"https:\/\/stbb.co.za\/dev2\/non-resident-services\/\" class=\"elementor-item\" tabindex=\"-1\">Non-Resident Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46235\"><a href=\"https:\/\/stbb.co.za\/dev2\/tax-law\/\" class=\"elementor-item\" tabindex=\"-1\">Tax Law<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46231\"><a href=\"https:\/\/stbb.co.za\/dev2\/wills-trusts-and-deceased-estates\/\" class=\"elementor-item\" tabindex=\"-1\">Wills, Trusts and Deceased Estates<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46229\"><a href=\"https:\/\/stbb.co.za\/dev2\/conveyancing-correspondent-services\/\" class=\"elementor-item\" tabindex=\"-1\">Conveyancing Correspondent Services<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-46222\"><a href=\"https:\/\/stbb.co.za\/dev2\/sectional-title-headquarter\/\" class=\"elementor-item\" tabindex=\"-1\">Sectional Title Headquarter<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0a1dacf\" data-id=\"0a1dacf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-071ef15 elementor-widget elementor-widget-text-editor\" data-id=\"071ef15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Personal Injury Facts<\/strong><br \/>Road traffic accidents are generally thought of as incidents that happen to people other than ourselves, but they can and do happen to anyone.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc0604c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"dc0604c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>I\u2019ve been in a road traffic accident, can I claim compensation?<\/strong><br \/>Your rights are prescribed by the Road accident Fund act and by our Common Law. You can claim compensation if:<\/p><p><strong>You\u2019re the driver of a vehicle and the accident was not entirely your fault.<\/strong><br \/>If you were a passenger in a vehicle.<br \/>In certain circumstances, if you get hit by a vehicle whilst you are a pedestrian.<br \/>Problem areas \u2013 You may, depending on the circumstances of the case, be able to claim compensation successfully if you are the victim of a hit and run accident. You may even be able to claim compensation if you are a passenger in a vehicle where the driver of your vehicle is wholly to blame for the accident.<br \/>Legal Advice<br \/>If you have any doubts at all about who was to blame for the accident or whether you have the right to claim compensation, you should seek legal advice. If you are badly injured your attorney will visit you in hospital or come to your home.<\/p><p>If you are the driver of a vehicle and involved in a road traffic accident it is incumbent on you to complete certain forms which have to be submitted to the Road accident Fund within a prescribed period of time. Your attorney will advise you in this regard. Just a word of warning\u2026 timing is very important!<\/p><p><strong>The time limits<\/strong><br \/>It is essential that you pursue your claim as quickly as possible. If a claim is not submitted to the Road accident Fund or, in certain circumstances, court proceedings initiated within 2 or 3 years of your accident, your claim may prescribe. Then you will not be able to claim compensation at all. If you were under the age of 18 when the accident happened and the person or vehicle responsible for the accident is known to you, your claim will only prescribe 3 years after you have attained the age of 18. However, you should pursue your claim as soon as possible when witnesses are more likely to be available and to remember what happened. Generally, more and better evidence will be available immediately after the accident. If you have any doubt seek legal advice immediately.<\/p><p>It is essential that you select the right attorney being one who has considerable experience in road traffic accident claims and personal injury claims, particularly in view of the 2008 amendments to the law.<\/p><p><strong>Before choosing an attorney establish:<\/strong><\/p><p>How many road traffic accident claims and personal injury claims has he\/she handled in the past 2 months?<br \/>What is the biggest claim he\/she has ever settled?<br \/>What is his\/her success rate?<br \/>The attorneys at STBB specialising in road accident and personal injury claims will explain to you in detail what your rights are and what course of action you should take.<\/p><p><strong>Legal costs no success no fee<\/strong><br \/>If our firm does not succeed in our claim for damages on your behalf we will not charge a fee. We are prepared to act on a contingency basis, i.e. if we do not succeed with the claim we do not get paid.<\/p><p>Do not decide against instituting a claim on the grounds of costs without first seeking advice in this regard. The attorney at STBB Smith Tabata Buchanan Boyes specialising in road accident claims will explain in detail to you what the costs, relating to your claim will amount to.<\/p><p><strong>Will the case go to court?<\/strong><br \/>Most cases are settled prior to going to court. To finalise a claim satisfactorily may take a long time. The period to finalise a claim will depend on many factors, particularly the nature and extent of your injuries, and the experience and ability of your attorney.<\/p><p><strong>How much compensation will I receive?<\/strong><br \/>You may, depending on the circumstances, be entitled to claim the following:<\/p><p>Damages for pain, suffering, loss of amenities of life, disfigurement and loss of income or earning capacity;<br \/>Past hospital and medical expenses;<br \/>Future hospital and medical expenses;<br \/>Past loss of earnings;<br \/>Future loss of earnings.<br \/>If your claim is successful you will be able to recover a percentage of your legal costs as well.<\/p><p>Compensation in the form of loss of support may be available to family members of a person killed in a road accident. Funeral expenses can also be claimed in certain circumstances.<\/p><p>Contact us today<br \/>If any of the above scenarios apply to you, please don\u2019t hesitate to contact one of our specialist attorneys today. Simply fill out the enquiry form and we will get back to you to assist.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-02dc1d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"02dc1d6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b2bb8ed\" data-id=\"b2bb8ed\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9e8339 split_heading elementor-widget elementor-widget-heading\" data-id=\"c9e8339\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><i>Related<\/i> Attorneys<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-240ba3d service_page_slider elementor-widget elementor-widget-shortcode\" data-id=\"240ba3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div id=\"metaslider-id-1267\" style=\"width: 100%; margin: 0 auto;\" class=\"ml-slider-3-113-0 metaslider metaslider-flex metaslider-1267 ml-slider has-dots-nav has-carousel-mode ms-theme-disjoint\" role=\"region\" aria-label=\"Motor Vehicle Accident, Personal Injury Claims and Insurance Law\" data-height=\"300\" data-width=\"300\">\n    <div id=\"metaslider_container_1267\">\n        <div id=\"metaslider_1267\">\n            <ul class='slides'>\n                <li style=\"display: none; width: 100%;\" class=\"slide-1268 ms-image \" aria-roledescription=\"slide\" data-date=\"2019-06-23 14:27:00\" data-filename=\"DawidDuPlessis_cropped-2.png\" data-slide-type=\"image\"><a href=\"https:\/\/stbb.co.za\/dev2\/lawyer\/dawid-du-plessis\/\" target=\"_self\" aria-label=\"View Slide Details\" class=\"metaslider_image_link\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2026\/06\/DawidDuPlessis_cropped-2.png\" height=\"300\" width=\"300\" alt=\"Dawid du Plessis\" class=\"slider-1267 slide-1268 msDefaultImage\" title=\"DawidDuPlessis_cropped-2\" \/><\/a><div class=\"caption-wrap\"><div class=\"caption\">Dawid du Plessis<\/div><\/div><\/li>\n            <\/ul>\n        <\/div>\n        \n    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split_heading elementor-widget elementor-widget-heading\" data-id=\"633815a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/stbb.co.za\/dev2\/motor-vehicle-accident-personal-injury-claims-and-insurance-law\/\" target=\"_blank\"><i>Related<\/i> Brochures<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4284ec0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4284ec0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa709a8\" data-id=\"fa709a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88c4776 elementor-grid-1 related_brochure_grid elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"88c4776\" data-element_type=\"widget\" data-e-type=\"widget\" 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data-custom-edit-handle=\"1\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-cf96b2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf96b2e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1360cb2\" data-id=\"1360cb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46612e2 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"46612e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/stbb.co.za\/dev2\/wp-content\/uploads\/2022\/08\/STBB_Injured-in-a-Road-Accident.pdf\" target=\"_blank\">Injured In A Road Accident<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Motor Vehicle Accident, Personal Injury Claims and Insurance Law Personal Injury FactsRoad traffic accidents are generally thought of as incidents that happen to people other than ourselves, but they can and do happen to anyone. I\u2019ve been in a road<\/p>\n","protected":false},"author":491,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"footnotes":""},"class_list":["post-45655","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Motor Vehicle Accident, Personal Injury Claims and Insurance Law - STBB<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stbb.co.za\/dev2\/motor-vehicle-accident-personal-injury-claims-and-insurance-law\/\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/motor-vehicle-accident-personal-injury-claims-and-insurance-law\\\/\",\"url\":\"https:\\\/\\\/stbb.co.za\\\/dev2\\\/motor-vehicle-accident-personal-injury-claims-and-insurance-law\\\/\",\"name\":\"Motor Vehicle Accident, Personal Injury Claims and Insurance Law - 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